Description

Upon completion of this course, the student will be familiar with the Equal Credit Opportunity Act. This course will identify the differences and similarities between the three credit reporting agencies to know what is included and excluded in a free credit report. We will also review how to properly read a credit report, how to spot errors, and who to contact to get those errors corrected. Finally, we will investigate the truth behind many credit myths agents and borrowers have such as, “why all debt is not treated equal” and “closing old accounts will help my credit score.”

Provided by Lancaster Institute partnered with Hilton Head Area REALTORS. 

Required for Long Distance Learning 

A computer or tablet – CAMERA IS REQUIRED TO BE ON FOR CE CREDIT. Per LLR and ARELLO rules, you cannot receive CE credit if the instructor/class monitor cannot see that you are actively listening with your whole face visible on camera.

Must be in a stationary location (driving, exercising, walking the dog is not allowed)

Must have a Zoom (free) account and ensure that the screen name showing under your picture includes your FIRST and LAST name.

You must log in on time and attend the entire class for credit.

After registration you will receive confirmation. Login details and Zoom link will come from the Lancaster Institute 24-48 hours in advance.